Conditions of Use or Access To This Site

THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE. BY ACCESSING ANY PAGE OF THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION.

General

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to laws or regulations or which would subject to Hong Leong Financial Group Berhad and/or its subsidiaries and/or its affiliates to any registration requirement within such jurisdiction or country.

The materials, information, opinions and functions contained in this website shall not under any circumstances be considered or construed as an offer or solicitation, or as the giving of advice, by Hong Leong Financial Group Berhad to sell, buy, give, take, issue, allot or transfer any products, services, shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, futures, options, investments, loans, advances, credits or deposits in any jurisdiction, nor as an invitation to enter into any legally binding contract or arrangement.

Disclaimers

The material

The materials and information in this website, including but not limited to information, data, text, graphics, audio, video, links or other items, are provided by Hong Leong Financial Group Berhad on an "as is" and "as available" basis.

References to materials and information contained in the website may include materials and information provided by third parties. Hong Leong Financial Group Berhad does not make any express or implied warranties, representations or endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the website, the materials, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions.

Further Hong Leong Financial Group Berhad does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. However, defects identified (if any) will be promptly addressed to ensure materials, information and/or functions contained therein are accurate. You shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all products, services, content, advice, opinions and other information obtained or accessible through the website. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information.

The terms and conditions on use and access and the information that appear on this site are subject to change from time to time and at any time without notice. Hong Leong Financial Group Berhad is under no obligation to update the information on this site to reflect any subsequent changes to such published information. Your continued access and/or use of this website subsequent to any such change shall be deemed as your acceptance to those changes.

Use Of Links

Links from or to websites outside this website are meant for convenience only. Such linked websites are owned and operated by third parties and as such are not under the control of Hong Leong Financial Group Berhad. Therefore, Hong Leong Financial Group Berhad shall not be responsible and makes no warranties in respect of the contents of those websites, the third parties named therein or their products and services. Furthermore, the links provided in this website shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at your sole risk and Hong Leong Financial Group Berhad shall not be responsible or liable for any damages in connection with the linking. Hong Leong Financial Group Berhad strongly advise you to read the privacy policy statements and terms and conditions (if any) of any websites which are linked to this website.

Copyright © Hong Leong Financial Group Berhad

Hong Leong Financial Group Berhad owns all rights in this site including without limitation, all text, images, graphics, sound files, animation files, information, materials, the structure, sequence and/or organisation of the pages and screens, in respect to Hong Leong Financial Group Berhad. No part of this site may be copied, modified reproduced, republished, uploaded, posted, transmitted, distributed, published, licenced or commercially dealt with in any form or manner or by any means, whether through electronic or mechanical means, photocopying, recording or otherwise or stored in any retrieval system of any nature whatsoever. Modification of this site or any part thereof or use of any of these materials for any purpose is a violation of copyright law and other proprietary rights of Hong Leong Financial Group Berhad. The use of any of these materials on any other website. networked computer environment or publication, whether digitally or in print, is prohibited.

You also may not, without the prior written consent from Hong Leong Financial Group Berhad, insert a link to this website on any other website, frame or "mirror" any material contained on this website on any other server. Hong Leong Financial Group Berhad hereby disclaims all liability which may arise from any unauthorized reproduction or use of the contents of this website.

Trademarks

Trademarks displayed in this website are the property of Hong Leong Financial Group Berhad and/or their respective third-party proprietors as identified on the website. Unless the prior written consent of Hong Leong Financial Group Berhad or the relevant third party proprietor of any of the trademarks, service marks or logos appearing on the website has been obtained, (1) no license or right is granted to any party accessing this website to use, download, reproduce, copy or modify such trademarks, services marks or logos; and (2) no such trade mark, service mark or logo may be used as a link or to mark any link to the Hong Leong Financial Group Berhad's website or any other site.

Exclusion Of Liability

Hong Leong Financial Group Berhad and/or its subsidiaries and/or its affiliates shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect, special, incidental, consequential or punitive damages, or loss of profits or savings arising in connection with your access or use of, or the inability to access or use this website (or any links to or from this website), reliance on the information contained in this website, any technical, hardware or software failure of any kind, the interruption, error, omission, delay in operation, computer viruses, or otherwise. This exclusion clause shall take effect to the fullest extent permitted by law.

Indemnity

You hereby irrevocably and unconditionally agree to indemnify and keep indemnified Hong Leong Financial Group Berhad from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by Hong Leong Financial Group Berhad in connection with or arising from (a) your use or misuse of this website, or (b) your breach of these terms and conditions howsoever occasioned, or (c) any intellectual property right or proprietary right infringement claim made by a third party against Hong Leong Financial Group Berhad in connection with your use of this website or (d) any other party’s access to or use of this website using your account and/or password and such party breaches these terms and conditions of this website.

Termination

Hong Leong Financial Group Berhad reserves the right to terminate and/or suspend your access to this website and/or your use of this website at any time, for any reason.

Miscellaneous

The failure or omission of Hong Leong Financial Group Berhad to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to the applicable law, then the invalid and unenforceable provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of these terms and conditions shall continue in full force and effect. Any rights not expressly granted herein are reserved.

Laws & Jurisdiction

These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this website, you hereby consent to the exclusive jurisdiction of the Malaysian courts in Malaysia in all disputes arising out of or relating to the use of this website.

Information

You shall not post or transmit (a) any unlawful, threatening, abusive, defamatory, obscene or any other objectionable information of any kind that would constitute a criminal offence or give rise to civil liability or violate any applicable law or (b) post or transmit any information or software which contains virus, worm, trojan horse or other harmful component at this website.

Other than personal data, any information submitted or transmitted through this website shall be non-confidential and belongs to Hong Leong Financial Group Berhad. You acknowledge that there shall be no obligation of any kind attached to such information and by submitting or transmitting such information, no relationship whatsoever is created between you and Hong Leong Financial Group Berhad. Hong Leong Financial Group Berhad reserves the right to use the information for any purpose in its absolute and sole discretion, including but not limited to reproduction, distribution, publication, transmission and posting.

Any personal data information submitted or transmitted through this website is subject Hong Leong Financial Group Berhad’s Privacy Policy, which is available here.